Tag Archives: Workers Compensation

Pay as You Go Workers Compensation Insurance

5 industries that can benefit from Pay as You Go Pay as You Go Workers Compensation Insurance is a unique payment option for paying for Pay as You Go Workers Comp Premium. The program allows businesses to get coverage in place at a significantly lower amount up-front. This can benefit cash-strapped businesses… Read more »

Pay as You Go Workers Compensation

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Pay as You Go Workers’ Compensation Insurance is designed to allow business owner’s to pay their insurance premium’s monthly instead of in one lump sum. In many cases this can help business owner’s free up cash their business so desperately needs for other more urgent expenses. If you are a business… Read more »

Snow Removal

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Ensuring Adequate Insurance Coverage for Your Snow Removal Business The Snow Removal Businesses have a certain amount of risk associated with the nature of the business.  The risks are unique to both the health and safety of your employees, the maintenance of your equipment, as well as the risks the… Read more »

Florida Work Comp Market still in Flux

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This time the Florida Work Comp Market is benefiting the Business Owners who are getting a 9.6% decrease. For more than a year now, the Florida Work Comp Market has been unstable to say the least. A year ago the National Council on Compensation Insurance (NCCI) recommended a 14.5percent increase… Read more »

Florist

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As a florist, a business owner has chosen an industry that is very diverse and has specialized business insurance needs.  Those insurance needs differ from other small businesses. The diversity of this industry can include providing arrangements for both weddings and funerals. Many of these occassions require you to provide just the… Read more »

Interpreting the Loss Ratio

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The loss ratio is a quick and easy way for an insurer to determine the profitability of a workers compensation insurance policy.  It is calculated simply by dividing the incurred losses by the total earned premium.  Therefore, a company with a very low loss ratio would be considered a very… Read more »

Artisan Contractors: Painters

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The term artisan contractor is one used widely throughout the insurance industry, but is not so common throughout the general population.  The term includes carpenter, plumber, painter, electrician, mechanic, mason, or any other sort of skilled contractor.  The level of risk that each of these professions takes on is different and because… Read more »

Food Trucks are booming

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The food truck industry is booming in 2017. All over the country, food trucks are popping up serving everything from fish tacos to barbecue sandwiches, to even Thai food. Because of this explosion in the food truck industry, more and more companies are needing insurance coverage for their new food… Read more »

Medical Offices

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Doctors and physicians are highly educated individuals, licensed to deal with the health and physical concerns of their patients. There are many different types of ways to practice their medical craft.  Some are pediatricians who deal only with children while others are general practitioners who work with patients of all… Read more »