Tag Archives: Insurance

Idaho Workers Compensation Rates to Decrease in 2020 by 6.2 Percent

Idaho Workers Compensation Rates again head in the right direction The Idaho Department of Insurance as of October 2019, has approved a proposal for a 6.2 percent overall rate decrease to Idaho Workers’ Compensation Insurance. This decrease goes in to effect on Jan. 1, 2020.  Before this announcement, Idaho Workers Compensation was… Read more »

Insurance for Amazon Delivery Service Partner Program

The Amazon Delivery Service Partner Program has very unique Insurance concerns Insurance for Amazon Delivery Service Partners is crucial to the success of any business owner looking at breaking in to this niche industry. Most insurance carriers shy away from offering insurance coverage to any business that has a driving risk…. Read more »

Workers Compensation Audit

      No Comments on Workers Compensation Audit
A computer and a mobile device showing the Analysis of a Workers Compensation Audit.

Here is How to Best Prepare your Businesses for a Workers Compensation Audit. At the end of each insurance term, a workers compensation audit takes place for all businesses. For most businesses this is a straight forward process. Depending upon the size and scope of a business, the audit can… Read more »

Nevada Workers Compensation Rates 2019

      No Comments on Nevada Workers Compensation Rates 2019

In 2019 Nevada Workers Compensation Rates will be Some of the Lowest in the Country Effective the first of March, 2019; Nevada Workers Compensation Rates will be 8.1% lower than the previous year. This is great news because rates on coverage were already the 46th most expensive state for purchasing… Read more »

The State of Utah Workers Compensation System in 2019

Utah Workers Compensation Rates 2019 The Utah Workers Compensation System is different from the way other states administer the ‘Exclusive Remedy’. The business community benefits from these differences in the form of some of the lowest rates for workers comp premium in the United States of America. In the state… Read more »

Commercial Insurance Checklist

      No Comments on Commercial Insurance Checklist

Do You Know What Your Business Needs For its Next Commercial Insurance Renewal? Familiarize yourself with the jargon Buying commercial insurance is something a small business owner has to do once a year. It is not something most business owners think about on a daily basis. When interacting with employees… Read more »

What is a Ghost Policy?

      No Comments on What is a Ghost Policy?

And Who Might Benefit From a Ghost Policy? A Ghost Insurance Policy is a type of Workers Compensation Insurance Policy where the owner of a business is excluded from coverage and they are the only employee of the business. There must be no additional employees for the business in order for a… Read more »

Kentucky Workers Compensation Rates Are on The Move

Marking more then a decade of declines, Kentucky Workers Compensation Rates are declining again in 2019 In Kentucky, businesses will be paying less for workers compensation insurance in 2019. They will be paying 10.8 percent less on average compared to 2018. Amazingly, this is the 13th consecutive year of continuing… Read more »

Indiana Workers Compensation Rates are Declining by 7.6%

See What is Contributing to The Improvements in The Indiana Workers Compensation System Workers Compensation Rates in the state of Indiana are declining in 2019. The amount they are declining is by an average of 7.6 percent. The Indiana Department of Insurance approved the rate decrease in October.  The savings… Read more »

Workers Comp Rates in North Carolina are Declining by 17.2% in 2019

See how this decline will impact the North Carolina Business Community In the year 2019, North Carolina Businesses will be paying an average of 17.2% less for workers compensation insurance premium. This is in addition to a 12.5% decrease in 2017 and 8.5% decrease in 2016.  According to Mike Causey,… Read more »