Tag Archives: Workers’ Compensation Insurance

Pay as You Go Workers Compensation

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Pay as You Go Workers’ Compensation Insurance is designed to allow business owner’s to pay their insurance premium’s monthly instead of in one lump sum. In many cases this can help business owner’s free up cash their business so desperately needs for other more urgent expenses. If you are a business… Read more »

Assigned Risk Provider

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 What is the Assigned Risk Provider? The assigned risk provider is also frequently referred to as The State Fund or The Pool Workers’ Compensation Insurance is required by law in 48 out of 50 states in the country. Oklahoma and Texas are the only two exceptions to this rule. The… Read more »

Florist

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As a florist, a business owner has chosen an industry that is very diverse and has specialized business insurance needs.  Those insurance needs differ from other small businesses. The diversity of this industry can include providing arrangements for both weddings and funerals. Many of these occassions require you to provide just the… Read more »

Artisan Contractors: Painters

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The term artisan contractor is one used widely throughout the insurance industry, but is not so common throughout the general population.  The term includes carpenter, plumber, painter, electrician, mechanic, mason, or any other sort of skilled contractor.  The level of risk that each of these professions takes on is different and because… Read more »

What is the Walsh Test?

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And why does the W.A.L.S.H. Test matter for your small business? The W.A.L.S.H. Test is an acronym that is used to determine jurisdiction for a Workers’ Compensation Insurance Claim when a claim occurs involving more than one state.  Because workers comp systems are governed by the individual states, it is difficult… Read more »

Food Trucks are booming

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The food truck industry is booming in 2017. All over the country, food trucks are popping up serving everything from fish tacos to barbecue sandwiches, to even Thai food. Because of this explosion in the food truck industry, more and more companies are needing insurance coverage for their new food… Read more »

Lawyers Work Comp Needs

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Lawyers, Law Firms and Attorneys need to be up to speed on their states requirements for workers compensation coverage.   Lawyers and attorneys are legal professionals who are entrusted by a client for advice in handling some or all of their legal matters. This can include but is not limited… Read more »

Non-profit Agencies

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Non profit companies make a large portion of the small business community. According to Andrea Wells of MyNewMarkets.com, “This critical sector represents more than 1.5 million organizations and accounts for almost 10 percent of all salaries and wages paid in the United States.”  That represents a large customer base for… Read more »

Beauty Shop, Salon, Spas and Barber Shop

There are several names or terms referring to businesses in the Salon Industry. They are commonly referred to as as a barber shop, beauty shop, salon or spa. These businesses typically cut, style, trim and color hair. Other services may be offered, such as wig cleaning and styling, massage, nail care,… Read more »

Retail Stores

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Retail stores, wholesale distributors, warehousing businesses and apparel stores are an enormous part of the economy that make up almost 12% of the entire workers compensation insurance market. Most carriers are willing to quote coverage for this industry, but prices vary considerably between insurance companies. This is because many carriers… Read more »