Tag Archives: Work Comp

Florist

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As a florist, a business owner has chosen an industry that is very diverse and has specialized business insurance needs.  Those insurance needs differ from other small businesses. The diversity of this industry can include providing arrangements for both weddings and funerals. Many of these occassions require you to provide just the… Read more »

What is the Walsh Test?

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And why does the W.A.L.S.H. Test matter for your small business? The W.A.L.S.H. Test is an acronym that is used to determine jurisdiction for a Workers’ Compensation Insurance Claim when a claim occurs involving more than one state.  Because workers comp systems are governed by the individual states, it is difficult… Read more »

Food Trucks are booming

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The food truck industry is booming in 2017. All over the country, food trucks are popping up serving everything from fish tacos to barbecue sandwiches, to even Thai food. Because of this explosion in the food truck industry, more and more companies are needing insurance coverage for their new food… Read more »

Medical Offices

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Doctors and physicians are highly educated individuals, licensed to deal with the health and physical concerns of their patients. There are many different types of ways to practice their medical craft.  Some are pediatricians who deal only with children while others are general practitioners who work with patients of all… Read more »

Look out New York.

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Work Comp Rates in New York are on the rise.  On recommendation from the New York Compensation Insurance Rating Board, The New York State Department of Financial Services has approved a 9.3 percent average hike in workers’ compensation loss costs. These new rates will go into effect Oct. 1. For injured workers this… Read more »

Non-profit Agencies

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Non profit companies make a large portion of the small business community. According to Andrea Wells of MyNewMarkets.com, “This critical sector represents more than 1.5 million organizations and accounts for almost 10 percent of all salaries and wages paid in the United States.”  That represents a large customer base for… Read more »